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houston car accident attorney Despite advancements in safety of vehicles vehicle safety car accidents remain one of the leading causes of death and injuries Insurance is often the primary source of compensation in these situations However if you are injured and your insurer refuses to pay your claim or is unable to pay the full amount of your medical expenses You may be able to pursue compensation from other entities These include the state of New York the five Boroughs and even the manufacturer or seller of a product that is defective Damages Car accidents can cause a number of damages including property damage injuries as well as lost wages and much more These damages arent easy to estimate but a knowledgeable lawyer in car accidents can help you determine the worth of your claim Economic damages are simple to calculate but noneconomic damages may be more complicated to prove Noneconomic damages can include pain and suffering disfigurement and permanent scarring Medical expenses are also commonly included in a car crash case These expenses can include hospital visits xrays and surgeries and other treatments They could also cover regular physical therapy and rehabilitation which is a necessity for many who have suffered serious injuries Damage to property is usually caused by a car accident as it can lead to expensive repair bills or even a totaled vehicle This could be a result of items inside the vehicle such as laptops or equipment for work and the property surrounding the site of the accident including fencing and trees Weather conditions can also lead to car accidents since slippery or muddy roads make it more difficult to drive safely Drivers who drive in weather that isnt their best should be held accountable for any accidents they cause The amount you will receive for damages to your property and medical bills is contingent on the severity of your injuries the prognosis for your recovery and the extent to which they affect your quality of life Your lawyer can help you determine the amount of these damages and make sure that you get enough compensation to cover all your expenses A few victims of car accidents suffer from mental and psychological stress as a result of their injuries These feelings can affect their relationships as well as their performance at work They can also cause anger and frustration which can result in accidents Injuries to the chest spine and neck could create significant issues These injuries can prevent you from working and can be longlasting and have an impact on your daily life Injuries Car accidents can cause variety of injuries Some are serious and some even fatal These injuries include traumatic brain injury and spinal cord injury burns broken bones and fractures Musculoskeletal injuries also known as softtissue injury are the most frequent types of injuries that occur in car accidents These include injuries such as whiplash which is a term that describes the stretching of muscles ligaments and tendons that result from the sudden jolts that happen in collisions Whiplash is most commonly caused by rearend collisions however it can also result from other types of car crashes In these instances the body moves forward while the head stays in its place This results in neck strain Other injuries that could be suffered in a car crash include chest injuries arm and leg back injuries and arm and leg Herniated disks are a prime example of a delayed injury that can result in longterm disability and pain if not properly treated Knee injuries also known as sprains and fractures are another frequent injury in car accidents These injuries typically require surgery or other medical intervention to heal but they may not be evident immediately following a collision The severity of these injuries is contingent on the force and weight as well as the speed of the vehicle in the crash Bone fractures vary in severity from mild to severe and can result in permanent scarring In the event of a car accident internal bleeding and abdominal bruising are also serious problems If youre involved injured in a crash and notice bleeding you must visit the emergency room as soon as you can Chest injuries can be anything from bruises and broken ribs A sternum fracture is particularly severe and it can be difficult to distinguish from other chest injuries or internal bleeding Other injuries that are not visible can result from a car crash including burns and lacerations These kinds of injuries are common and can result in permanent scarring if the burns or cuts are severe Insurance If youve been injured in a car crash its essential to understand your legal rights and options available to you A personal injury lawyer can help obtain the compensation you need to pay for medical bills lost income and property damages Depending on where you live There are various types of car accident insurance In New York for example drivers must carry both liability insurance as well as nofault coverage which covers medical treatment and lost wages regardless of who was at fault Liability This will protect you in the event that another person files a claim with your insurance company claiming injury or death as a result of your vehicle It also protects your vehicle from vandalism or theft You can choose from a range of liability limits including the minimum limit required by your state Nofault Coverage The simplest and most popular type of auto insurance in New York is nofault which will pay up to 50000 per accident for injuries sustained by the driver and other passengers regardless of the cause of the accident Additionally you can purchase additional insurance that comes with personal injury protection PIP that pays for medical expenses and loss of income if youre hospitalized or are unable to work because of your injuries These coverages pay for damage caused by theft fire vandalism flooding as well as falling objects These coverages are optional but typically worth the investment as they can protect you financially from the high costs of vehicle repairs following an accident Deductibles Most auto insurance policies include the option of a deductible This is the amount of money that youll need to pay out of your pocket before your insurer begins paying on a claim When you file a claim under personal injury protection uninsured motorist or comprehensive insurance youll need to pay a deductible prior to when the insurance company starts paying for your claim Damage caused by a vehicle accident can have a lasting impact on your life You could be left with significant medical bills and find it difficult to complete your daily duties If youve suffered an extreme injury or your family has been affected by a fatal accident it is essential to have an experienced attorney on your side to help you get the compensation you deserve for the damage you sustained Statute of limitations The statute of limitations is a law that sets the period within which you are able to file a claim following an accident The deadline can have a dramatic impact on your legal options and its important to understand how it works in order to ensure that you dont miss out on the possibility of bringing an action In most cases the time limit to file a lawsuit is three years from the date of the incident This means that you must have your case filed within the specified time or youll lose the ability to pursue a claim against the negligent party who caused your injury A car accident can occur at any time and its essential to act quickly after an accident to ensure you can get the compensation you need to cover your injuries Its also crucial to get an attorney to assist you as soon as you can to help you determine whether you have a valid claim and to help you construct your case According to New York Civil Practice Laws Rules Section 214 anyone injured in a car accident driver pedestrian motorcycle rider or cyclist has three years from the date of the incident to make an injury claim If the victim is younger than 18 years old they must wait until the age of 18 to start a personal injury lawsuit There are certain situations though where the statute of limitation can be tolled or extended to allow more time for a claim to be filed For example when a victim is in a coma or is physically or mentally incapacitated at time of the crash they may be granted additional time to pursue their claim If youre considering filing a claim in a car accident you should contact an experienced car accident attorney within the shortest time possible following the accident to discuss your case They can assist you in determining if you have a valid claim for injury and whether the statute of limitation has expired so that you can file your claim before its late The statute of limitations isnt easy to understand however it is essential to understand how it works in order to know when to begin preparation of your case Our Arkansas car accidents attorneys can provide you with the details that you require to proceed with your claim and get the compensation you are entitled to